BNI Syariah recorded significant year-on-year (y-o-y) asset growth in the second quarter of 2015 despite the slowdown hampering Indonesia’s economy throughout the year and much of the previous year. Driven by increases in financing disbursements and third-party funds, BNI Syariah’s total assets grew by 20.19%, or 3.37 trillion IDR, to 20.85 trillion IDR compared to the same period in 2014. BNI Syariah’s financing portfolio in particular reflected the bank’s strong performance by registering 25.24% y-o-y growth while managing to keep the non-performing financing (NPF) level at 2.42% for the first half of 2015; markedly lower than the shariah banking sector monthly average of 4-5%.  

Overall, in Q2 2015, BNI Syariah disbursed 16.74 trillion IDR of funds for financing purposes. 53.17% of this total was channeled to consumer loans, while 22.07% was provided for productive financing involving SMEs. BNI Syariah also distributed 16.15% for commercial financing, 6.3% for micro financing, and 2.29% for its Hasanah Card product. With regards to third-party funds, BNI Syariah also registered a substantial growth of 28.22% y-o-y from 13.51 trillion IDR in Q2 2014 to 17.32 trillion IDR in Q2 2015 with a current and savings account (CASA) ratio of 46.86%.

In addition to these promising results, BNI Syariah also further positioned itself among the foremost Islamic banking service providers in Indonesia by earning an award as the Best Shariah Bank with Assets over 10 Trillion IDR from Investor Magazine (Majalah Investor) on 19th August 2015.